Vehicle Lease Assumption

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Balloon payment.

BMW Select is a retail installment contract with a final balloon payment.  This product allows a customer to have lower monthly payments than with traditional retail installment financing, but still have the security of vehicle ownership. You make lower monthly payments during your selected term and then reach a decision point:

  • You can complete your vehicle purchase by making a final balloon payment.
  • You can apply to refinance the balloon payment amount.

BMW Select is a good alternative to leasing if you prefer the benefits of vehicle ownership and a lower monthly payment. Not available in all states; see your BMW Center for details.

Estimate and Compare Various Options Side-by-Side

The following financial products are available through BMW Financial Services. Click on the links to the left for more details on each product:

  • Owners Choice
  • Traditional Retail Finance

Estimated Add-On Value / Dealer Accessories

Estimated trade-in value.

The trade-in value for a vehicle is based on prices currently being paid by dealers for vehicles that match its age, mileage, and condition. What can lower its value?

  • Mileage in excess of 12-15,000 miles per year
  • Exterior dents, scratches, rust, or mismatched paint
  • Torn or stained upholstery or carpets, or broken or missing trim
  • Worn tires, brakes, or other mechanical parts
  • Lack of equipment such as power windows and A/C
  • Unpopular color combinations
  • Vehicle alterations, customized wheels and paints

In general, a trade-in value allows a dealer to earn a reasonable profit on the resale after covering expenses for repair, advertising, and sales commissions. The trade-in value also reflects the variability of used car prices and the dealer's risk of selling at a loss.

Annual Percentage  Rate, or “APR”

Owners’ choice.

An Owners’ Choice contract is a retail installment financing option that includes a final balloon payment. Available only in select states, Owners’ Choice offers lower monthly payments (similar in amount to a lease payment), and a balloon payment that may be satisfied by returning the vehicle. Owners’ Choice may be a good alternative if you reside in a state where leasing is less advantageous due to federal, state, or local tax laws. 

When the final payment (the balloon) is due on an Owners’ Choice contract, you have the following options:

You may complete your vehicle purchase by making the final balloon payment.

You may be able to refinance the final balloon payment, subject to certain conditions.

You may be able to sell your BMW back to us at a pre-determined price that is less than the final balloon payment amount, and have the pre-determined price (adjusted, as applicable, for condition) applied towards the final balloon payment amount. If you chose this option, you will owe the difference between the predetermined price of the BMW and the balloon payment amount, and you will no longer own the vehicle. (You may also be able to refinance the difference between the predetermined price of the BMW and the balloon payment amount, subject to certain conditions.)

Traditional Financing

Traditional Financing is a retail installment contract that allows you to buy a BMW and pay monthly. Monthly payments include interest at the rate agreed upon by you and your BMW Center. You may not be required to have a down payment (based on credit). Just as in buying a vehicle with cash, your name goes on the title. When the financing is paid in full, we release our security interest in the vehicle.

Please note that the annual percentage rate you enter is your estimate, and may not reflect rates available to you from BMW Financial Services. Please discuss available rates based on your credit, area of the country, and other factors with your BMW Center.

All Disclosures

Estimated payments exclude applicable taxes, title, registration, license, and documentary fees, and will vary depending upon the final price and terms agreed upon between you and your BMW Center.

The payments calculated above are based on rates, terms, or other variables (such as credit rating) that you have selected, on the price for the vehicle you have selected, and on current programs available through BMW Financial Services. All figures presented are estimates only. Actual selling price may vary. These estimates are not advertisements or solicitations for specific price or credit terms. This is not an offer of direct financing or of any particular lease or purchase transaction. Please see your BMW Center for details.

If your estimate is based on a vehicle chosen through the BMW Financial Services Payment Estimator this MSRP is a base price with no options added.

If your estimate is based on a vehicle configured in the 'Build Your Own' section of BMWUSA.com, the MSRP will reflect the options you selected. The amount financed includes any BMW center installed accessories. Accessories are not added to the estimated residual value of the vehicle at the end of a Lease, Owner's Choice or BMW Select financing arrangement.

Monthly payments and other requirements may vary based upon model, state, creditworthiness and other factors. Contact your BMW Center to determine your actual monthly payment.

Financing disclosures

Annual percentage rates for traditional financing are rates that you input and may not be available from BMW Financial Services. Annual percentage rates for BMW Select or Owner’s Choice are based on an average credit rating assessment. BMW Select financing option requires customers to repay a single balloon payment at the end of the contract term that is substantially larger than each of the other prior scheduled monthly payments. Actual rates and credit terms may vary based upon model, state selected and creditworthiness. Not all customers will qualify for the lowest rates.

Leasing disclosures

For purposes of estimating your monthly payment, the vehicle price, less any down payment or trade was used as the net capital cost of the vehicle. A security deposit may be required on lease transactions and an extra charge may be imposed at the end of the lease term. Not all terms and leasing options are available in all areas. Lease rates are based on the creditworthiness of the customer. Not all customers will qualify for the lowest rates.

lease transfer bmw

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BMW lease transfer

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I have read some post regarding bmw lease transfer and read that BMW financial helps make the process smooth and easy. has anyone here actually been through the transfer process? found and eligible buyer and completed the transfer? and if so where is a good place to advertise ? would I be able to post on this site? and if so is there a specific section?. I have heard about swaplease and leasetrader however after researching, the reviews were more negative than positive. any information would be greatly appreciated. thank you  

lease transfer bmw

You can try and post an ad here on Bimmerfest or on other forums. I have used both swapalease and leasetrader and found buyers. (Although I did the ad myself on swapalease, they try calling and wanting to put the ad up for you and their CS is horrible. But I did get more interest through their website). It is quite easy. Once you find someone to assume the lease, just give BMWFS a call and give them the assuming individuals name and email. They will be sent an email with a link to the application and fee payment. If approved, both parties are sent an email with some documents to sign/fill out. You then mail the paperwork to BMW and within 5-7 business days it is a done deal. I just went through the process last month and it was very simple.  

to Vitacura thank you for the response and information. i have read BMWFS lease transfer paper work and it seems simple once both parties submit what they need to. being that you just went through the process can i ask where you found your buyer?? i have read the reviews for swaplease and lease trader which were not very good which makes me hesitant to use them. i did find a new site which is free its called LeaseQuit.com the site seems very user friendly and its free. do you get any paper work from BMWFS confirming that you are released from your lease obligation ?  

The buyer found my ad on swapalease. I think it really depends on the numbers of your deal, or incentive and how attractive it is to prospective buyers instead of just the advertising site used. Never heard of leasequit, but is looks like it is very similar to the other sites. At stage 3 (In my case about 3-4 business days after BMWFS received the signed paperwork back) they sent me an email stating the lease has been transferred and to release the car to the assuming party. About a week later I got a detailed letter by mail stating we have been completely absolved from all lease payments/responsibilities. Hope this helps!  

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lease transfer bmw

BMW M340i lease transfer: $559.73 + tax. + $500 BMWFS transfer fee

Year, Make, Model, and Trim: 2020 BMW M340i Location: Fort Myers, FL

MSRP: $63,720 Monthly payment (pre-tax): $559.73 Effective monthly payment (if incentive is provided): N/A

Current mileage: 2275 Maturity mileage: 30,045 Effective miles per month: 896 Maturity date: 6/22/2022

MSD due (if any): Cash due (if any): Buyer pays transfer fee Incentive for new lessee (if any): N/A

Financial institution: BMW FS Transfer fee: $500 ( Buyer Pays) Out-of-state transfer allowed (yes/no): Yes

Vehicle condition (accidents, tire wear, etc.), options, and other details: BMW shawdow-line trim installed, mirrors, grill, and front vents. Garage Kept. See Sticker below

IMG_0875

Strong deal! Will make someone happy.

Best part is when the wife asks where the car went!

:rofl:

Dammit! My lease still has 10 months left or I’d be all over this!! Exactly the color combo I want. If you look at where you posted the deal I said I’d be ready when you transferred. Didn’t think it would be so soon!!

My only question…

What are you replacing it with?

Enterprise rental car???!!!

Don’t know yet

image

I don’t think they make 3 series or the i3 for 6’9 people either

:slight_smile:

My wife luckily was looking for a good deal and below average looks!!

Aww man, you’re moving on already? Great deal on an amazing ride.

Holy crap that’s a solid deal!

Little out of my price range but whoever lands this car will be lucky!

Good luck sir, that was quick indeed, you get bored pretty fast lol. Curious to see what’s next.

Who knows what I will get. Son is getting bigger so the reverse Napoleon complex may be over

6 foot 9 in, driving an i3!?

Photos or it didn’t happen

How did you get the shadowline trim option in the States?

cover image

Elektrostal

City in moscow oblast, russia / from wikipedia, the free encyclopedia, dear wikiwand ai, let's keep it short by simply answering these key questions:.

Can you list the top facts and stats about Elektrostal?

Summarize this article for a 10 year old

  • Future Vehicles
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lease transfer bmw

You can try a new search, or visit the location below.

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2025 M440i Coupe

lease transfer bmw

  • 2025 Leasing option

Well equipped with features such as Metallic Paint, Parking Assistance Package and includes Destination Charges. Parking Assistance Package includes Parking Assistant Plus, Active Park Distance Control, Rear view camera and Surround View with 3D View.0

Leasing details

  • Trade in Appraisal
  • Credit Application

To see this offer for a specific region, please enter your zip code. Note: Offer may change or stay the same depending on region.

Financial tools

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Please consult your selected dealer. Through June 02, 2024, lease offer available on new 2025 BMW M440i Coupe models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credi... SEE MORE

  • $889 PER MONTH FOR 36 MONTHS
  • $5,779 DUE AT SIGNING
  • SUGGESTED DEALER CONTRIBUTION OF $1,400

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Please consult your selected dealer. Through June 02, 2024, lease offer available on new 2025 BMW M440i Coupe models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $889 per month for 36 months is based on an adjusted capitalized cost of $61,230 (MSRP of $66,595, including destination and handling fee of $995, less $3,965 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $1,400). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,965 capitalized cost reduction, $889 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised payment does not include applicable taxes. Purchase option price at lease end is $36,627, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 02, 2024 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details. ©2024 BMW of North America, LLC. The BMW name, model names and logo are registered trademarks.

On new 2018 BMW X5 xDrive40e iPerformance models. Applied against MSRP of final purchase, not tax, title, destination, or handling charges. Offer valid to customers who lease or finance thru BMW Financial Services NA, LLC. thru 11/30/17. May be combined with other offers unless otherwise stated.

Other Offers To Consider

2025 430i coupe.

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2025 M440i xDrive Coupe

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COMMENTS

  1. BMW Financial Services lease transfer information

    BMW Financial Services Lease Company Information. ... Cannot transfer in final 6 months of lease (some exceptions may apply). Owner's Choice contracts are not transferable or assumable. Lease Buyer Credit Application Fee. $100.00 Lease Transfer Fee. $400.00 (typically paid by buyer) ...

  2. BMW Lease Programs

    Once your lease ends, your liquidity gives you the option to purchase your BMW. The Benefits of Multiple Security Deposits. If you're looking to keep your lease payments as low as possible, you have the option to put down up to seven security deposits on a new lease or transfer the balance from an existing lease at lease end.

  3. BMWFS Lease Assumption Process and Timeline

    I am writing to share my experience with the recent bmw lease assumption process during COVID-19. I think this may help out those of you who are looking to transfer out or take over BMW lease at this time. 4/20 Monday: Called BMWFS and found out lease assumption was back open and initiated the process.

  4. BMW Lease Buyout, How It Works

    Wait for BMW to Contact You. BMW will send you a Lease End Mailer 90 days before your lease contract expires. The mailer includes details regarding your options at the end of your lease. Besides ...

  5. BMW Financial Services

    By Phone. Your Financial Services account information is accessible 24/7 at 1 (800) 578-5000. For international calls, dial 1 (614) 718-6350. For inquiries regarding Financial products and services for new vehicles or Certified Pre-Owned vehicles: For vehicle questions: 1 (800) 831-1117. BMW Credit Card:

  6. BMW Assumptions Credit Application

    Step One. Step Two. Step Three. Step Four. Completed. Welcome. Thank you for choosing BMW Financial Services for your lease assumption. Please input the VIN number of the vehicle for which you wish to assume payments:

  7. BMW Lease End Information

    When your BMW lease end date arrives, you can either purchase your vehicle or turn it in and choose a new model. Find out how to prepare for the end of your BMW lease and how to pass a final inspection. ... MA, and RI, a copy of the registration cancellation receipt or transfer must be forwarded to BMW Financial Services at: BMW Financial ...

  8. BMW Financial Services lease assumption process review

    In 3 minutes a decision was already back. There are 3 stages of the lease assumption process through BMWFS: 1. Stage 1 - Application/credit process for assumee. 2. Stage 2 - Documents sent via email for signatures and return to BMW followed by their review for accuracy and completeness (we both overnighted them back) 3.

  9. BMW Monthly Car Payment Calculator

    At the end of your lease, you can turn in your BMW and lease a new or Certified Pre-Owned BMW, re-lease or refinance (subject to approval) your current BMW for another term, buy your BMW at the price set forth upfront in your lease agreement, or turn in your BMW and walk away (subject to applicable charges for excess mileage, wear, and use).

  10. BMW Lease FAQ

    BMW Lease FAQ. Whether you're unsure of the benefits of leasing a car vs. buying in Westbury, or you have other questions about BMW leasing, you'll find the answers you need in this comprehensive overview of the in-and-outs of a BMW lease. Leasing a vehicle is a great way to stay up-to-date with the latest automotive technology like BMW ...

  11. BMW Free Maintenance

    My understanding is that around 2017/2018 BMW made some changes where 1- the brakes were no longer covered & 2- maintenance was for the original owner only. I was wondering if this applied to lease transfers as well. Also I heard there was a maintenance refresh type package that you could buy which would cover brakes + allow transfer to new owner.

  12. 2021 BMW Lease Transfer

    Regular warranty will transfer without a fee. Kctham18 June 21, 2021, 5:22am 3. This may be what you're looking for: BMW Free Maintenance - Does it transfer over? Ask the Hackrs. My understanding is that the 'refresh' is not really to transfer it over but to 'activate' it again on the recently transferred vehicle.

  13. BMW Financial Services FAQS

    BMW Financial Services may have options available to extend the term of your Lease up to six months beyond the contract maturity date. Lease extensions are subject to certain limitations and eligibility requirements. To learn more, contact your preferred BMW Center or visit My Account for details. Note, options to extend your Lease directly on ...

  14. Lease Transfer: 2020 BMW X7 M50 with effective payment of $1045/month

    *Incentive: $5000 (you will owe me $4450 at transfer and then receive $9450 at end of lease). I will also pay for BMW transfer fee. *Monthly payment pre tax: $1206.74 *Monthly payment with incentive: $1045 Options (window sticker attached): *Exterior color is Arctic Gray Metallic

  15. BMW lease transfer

    Vitacura. 3978 posts · Joined 2005. #2 · Dec 25, 2016. You can try and post an ad here on Bimmerfest or on other forums. I have used both swapalease and leasetrader and found buyers. (Although I did the ad myself on swapalease, they try calling and wanting to put the ad up for you and their CS is horrible.

  16. BMW lease transfers

    SRDKC September 27, 2021, 5:57pm 10. I think you are asking about doing a lease transfer on your car. Yes, if it's leased with BMW Finance, you call them to start the process. They will send you the paperwork for your friend to use. There will be an application fee for your friend.

  17. File:Coat of Arms of Elektrostal (Moscow oblast).svg

    Main page; Contents; Current events; Random article; About Wikipedia; Contact us; Donate; Pages for logged out editors learn more

  18. Lease & Finance Offers

    2024 i4 xDrive40. Leasing at $579/month Important Info. Finance at 3.99% APR Important Info. Up to $5,000 credit.

  19. 628DirtRooster

    Welcome to the 628DirtRooster website where you can find video links to Randy McCaffrey's (AKA DirtRooster) YouTube videos, community support and other resources for the Hobby Beekeepers and the official 628DirtRooster online store where you can find 628DirtRooster hats and shirts, local Mississippi honey and whole lot more!

  20. Elektrostal Map

    Elektrostal is a city in Moscow Oblast, Russia, located 58 kilometers east of Moscow. Elektrostal has about 158,000 residents. Mapcarta, the open map.

  21. BMW M340i lease transfer: $559.73 + tax.

    Year, Make, Model, and Trim: 2020 BMW M340i Location: Fort Myers, FL MSRP: $63,720 Monthly payment (pre-tax): $559.73 Effective monthly payment (if incentive is provided): N/A Current mileage: 2275 Maturity mileage: 30,045 Effective miles per month: 896 Maturity date: 6/22/2022 MSD due (if any): Cash due (if any): Buyer pays transfer fee Incentive for new lessee (if any): N/A Financial ...

  22. Elektrostal

    Elektrostal , lit: Electric and Сталь , lit: Steel) is a city in Moscow Oblast, Russia, located 58 kilometers east of Moscow. Population: 155,196 ; 146,294 ...

  23. 2025 BMW 4 Series

    Offer valid to customers who lease or finance thru BMW Financial Services NA, LLC. thru 11/30/17. May be combined with other offers unless otherwise stated. Lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Dealer sets actual price.